What can you afford in Philadelphia?
Four numbers in, two answers out: what a bank might approve, and what you would be comfortable paying each month, with Philadelphia property tax and transfer tax counted.
Tell us four things
Where does that money go in Philadelphia?
Enter your numbers in the calculator above and each neighborhood is rated against your budget. Typical price is the median of recent sales as of 2026-10-29. Neighborhoods with too few sales are not rated.
- Comfortable
- Stretch
- Out of range
- Not enough sales
Tap a neighborhood on the map, or choose one from the list, to see its typical price and what it costs a month.
- Typical price
- Estimated monthly, all in
- Run the calculator to see this.
- Recent sales
Estimates only, not financial advice. Monthly cost counts principal, interest, property tax, insurance and mortgage insurance if needed, before any homestead savings. Talk to a lender.
| $53,500 | Not rated | |
| $60,000 | Not rated | |
| $60,050 | Not rated | |
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| $68,750 | Not rated | |
| $71,250 | Not rated | |
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| $76,300 | Not rated | |
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| $122,750 | Not rated | |
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| $126,748 | Not rated | |
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| $128,750 | Not rated | |
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| $150,800 | Not rated | |
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| $169,900 | Not rated | |
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| $170,500 | Not rated | |
| $178,000 | Not rated | |
| $190,000 | Not rated | |
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| $193,250 | Not rated | |
| $194,750 | Not rated | |
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| $265,000 | Not rated | |
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| $266,500 | Not rated | |
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| $268,940 | Not rated | |
| $272,500 | Not rated | |
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| $277,000 | Not rated | |
| $280,000 | Not rated | |
| $283,500 | Not rated | |
| $286,500 | Not rated | |
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| $300,000 | Not rated | |
| $309,900 | Not rated | |
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| $314,900 | Not rated | |
| $315,000 | Not rated | |
| $319,900 | Not rated | |
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| $323,000 | Not rated | |
| $325,750 | Not rated | |
| $326,000 | Not rated | |
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| $327,450 | Not rated | |
| $330,000 | Not rated | |
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| $336,200 | Not rated | |
| $340,000 | Not rated | |
| $341,250 | Not rated | |
| $342,900 | Not rated | |
| $345,000 | Not rated | |
| $349,640 | Not rated | |
| $350,000 | Not rated | |
| $360,000 | Not rated | |
| $362,500 | Not rated | |
| $363,500 | Not rated | |
| $375,000 | Not rated | |
| $379,500 | Not rated | |
| $380,000 | Not rated | |
| $380,000 | Not rated | |
| $380,000 | Not rated | |
| $381,550 | Not rated | |
| $410,000 | Not rated | |
| $411,000 | Not rated | |
| $412,500 | Not rated | |
| $415,000 | Not rated | |
| $430,000 | Not rated | |
| $445,000 | Not rated | |
| $455,000 | Not rated | |
| $470,000 | Not rated | |
| $490,000 | Not rated | |
| $505,000 | Not rated | |
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| $528,650 | Not rated | |
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| $577,500 | Not rated | |
| $610,000 | Not rated | |
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| $645,000 | Not rated | |
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| $693,750 | Not rated | |
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| $850,000 | Not rated | |
| $1,000,000 | Not rated | |
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Browse Philadelphia by salary or neighborhood
What can you afford in Philadelphia by salary? See the most you could afford on any income from $40k to $300k.
Neighborhoods
What income you need to buy in each of the 135 neighborhoods with enough recent sales.
- Academy Gardens $326,000
- Allegheny West $71,000
- Andorra $415,000
- Aston-Woodbridge $323,000
- Bartram Village $107,000
- Bella Vista $525,000
- Belmont $124,000
- Brewerytown $250,000
- Bridesburg $253,000
- Burholme $297,000
- Bustleton $380,000
- Callowhill $287,000
- Carroll Park $118,000
- Cedar Park $430,000
- Cedarbrook $254,000
- Chestnut Hill $1,000,000
- Clearview $221,000
- Cobbs Creek $151,000
- Dearnley Park $265,000
- Dickinson Narrows $375,000
- Dunlap $140,000
- East Falls $380,000
- East Kensington $345,000
- East Oak Lane $267,000
- East Parkside $103,000
- East Passyunk $410,000
- East Poplar $675,000
- Eastwick $228,000
- Elmwood $127,000
- Fairhill $60,000
- Fairmount $515,000
- Feltonville $135,000
- Fern Rock $178,000
- Fishtown - Lower Kensington $380,000
- Fitler Square $850,000
- Fox Chase $340,000
- Francisville $520,000
- Frankford $127,000
- Franklinville $90,000
- Garden Court $520,000
- Germantown, East $137,000
- Germantown, Morton $160,000
- Germantown, Southwest $228,000
- Germantown, West Central $284,000
- Germantown, Westside $273,000
- Germany Hill $364,000
- Girard Estates $310,000
- Glenwood $60,000
- Graduate Hospital $610,000
- Grays Ferry $190,000
- Greenwich $320,000
- Haddington $100,000
- Harrowgate $76,000
- Hartranft $97,000
- Haverford North $170,000
- Hawthorne $650,000
- Holmesburg $215,000
- Hunting Park $89,000
- Juniata Park $170,000
- Kensington, Old $510,000
- Kensington, West $267,000
- Kingsessing $123,000
- Lawndale $220,000
- Lexington Park $336,000
- Logan $120,000
- Logan Square $490,000
- Lower Moyamensing $230,000
- Manayunk $343,000
- Mantua $195,000
- Mayfair $235,000
- McGuire $54,000
- Melrose Park Gardens $220,000
- Mill Creek $80,000
- Millbrook $326,000
- Modena $315,000
- Morrell Park $330,000
- Mount Airy, East $310,000
- Mount Airy, West $578,000
- Newbold $300,000
- Nicetown $69,000
- Normandy Village $363,000
- North Central $190,000
- Northern Liberties $530,000
- Northwood $193,000
- Ogontz $129,000
- Old City $455,000
- Olney $165,000
- Overbrook $230,000
- Oxford Circle $230,000
- Packer Park $508,000
- Parkwood Manor $330,000
- Paschall $110,000
- Passyunk Square $445,000
- Pennsport $341,000
- Pennypack $327,000
- Pennypack Woods $315,000
- Penrose $190,000
- Point Breeze $327,000
- Queen Village $675,000
- Rhawnhurst $320,000
- Richmond $200,000
- Rittenhouse $645,000
- Riverfront $550,000
- Roxborough $382,000
- Roxborough Park $470,000
- Sharswood $280,000
- Society Hill $768,000
- Somerton $411,000
- Southwest Schuylkill $121,000
- Spring Garden $529,000
- Spruce Hill $611,000
- Stadium District $350,000
- Stanton $73,000
- Strawberry Mansion $78,000
- Summerdale $200,000
- Tacony $205,000
- Tioga $100,000
- Torresdale $273,000
- Upper Kensington $63,000
- Upper Roxborough $413,000
- Walnut Hill $269,000
- Washington Square West $505,000
- West Oak Lane $209,000
- West Passyunk $216,000
- West Poplar $694,000
- West Powelton $277,000
- Whitman $265,000
- Winchester Park $360,000
- Wissahickon $350,000
- Wissahickon Hills $380,000
- Wissinoming $171,000
- Wister $125,000
- Wynnefield $212,000
- Wynnefield Heights $241,000
- Yorktown $240,000
Philadelphia housing facts
- City median sale price
- $249,000 Recent sales, as of 2026-10-29.
- Property tax rate
- 1.3998% a year of the city’s assessed value, not the price you pay (as of 2026-10-28). Owner-occupants can apply for the Homestead Exemption, which removes $100,000 of assessed value from the tax bill.
- Transfer tax
- 4.578% of the price, city and state combined (as of 2026-10-28). By custom the buyer pays 50% and the seller 50%, so we count 50% as your cost. It is negotiable.
Help buying a home in Philadelphia
- Philly First Home (first-time buyers) City grant of up to $10,000 or 6% of the price, whichever is less, toward down payment or closing costs. For first-time buyers or anyone who has not owned a home in at least three years. Income limits, a city-funded counseling course before signing, and single-family or duplex homes only (no condos). Repayable if you move or refinance within 15 years. Granted while funding lasts. Checked 2026-10-28.
- PHFA Keystone Advantage Assistance Loan Pennsylvania Housing Finance Agency second loan for down payment and closing costs: up to 4% of the price or $6,000, whichever is less, at 0% interest over 10 years. Minimum credit score 660; PHFA income and asset limits apply. No first-time buyer requirement. Checked 2026-10-28.
- PHFA K-FIT (Keystone Forgivable in Ten Years) PHFA forgivable second loan for down payment and closing costs: 5% of the lesser of price or appraised value, forgiven 10% a year over ten years. Minimum credit score 660, homebuyer education, used with a PHFA Keystone Flex loan. No first-time buyer requirement. Checked 2026-10-28.
Program rules change and funding runs out. Confirm details with the program before you rely on them.