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What income do you need to buy in Fishtown - Lower Kensington?
About $134,000 a year to buy the typical Fishtown - Lower Kensington home, which sells for about $380,000.
- Typical sale price
- $380,000Median of 303 sales in the past 12 months
- Income needed
- $134,000A year, before taxes
- Cash needed up front
- $54,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,389 |
|---|---|
| Property tax | $427 |
| Insurance | $158 |
| Mortgage insurance | $143 |
| Total a month | $3,117 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 13.6% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $400,000 | 95 |
| Q2 2025 | $450,800 | 136 |
| Q3 2025 | $397,500 | 112 |
| Q4 2025 | $365,000 | 94 |
| Q1 2026 | $450,000 | 89 |
| Q2 2026 | $373,500 | 94 |
| Q3 2026 | $366,000 | 55 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- East Kensington $345,000
- Kensington, West $267,000
- McGuire $54,000
Pricier nearby
- Kensington, Old $510,000
- Northern Liberties $530,000
- East Poplar $675,000
Questions about buying in Fishtown - Lower Kensington
What income do you need to buy a home in Fishtown - Lower Kensington?
About $134,000 a year for the typical Fishtown - Lower Kensington price of $380,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Fishtown - Lower Kensington?
About $54,000 up front at the typical price: 10% down ($38,000), your share of the transfer tax ($8,698) and closing costs ($7,600).
What does a typical home in Fishtown - Lower Kensington cost per month?
A typical Fishtown - Lower Kensington home costs about $3,117 a month all in: principal and interest $2,389, property tax $427, insurance $158, mortgage insurance $143. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 303 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.