All Philadelphia neighborhoods
What income do you need to buy in North Central?
About $69,000 a year to buy the typical North Central home, which sells for about $190,000.
- Typical sale price
- $190,000Median of 55 sales in the past 12 months
- Income needed
- $69,000A year, before taxes
- Cash needed up front
- $27,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,194 |
|---|---|
| Property tax | $242 |
| Insurance | $79 |
| Mortgage insurance | $71 |
| Total a month | $1,586 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 2.4% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $223,500 | 16 |
| Q2 2025 | $186,000 | 27 |
| Q3 2025 | $172,500 | 22 |
| Q4 2025 | $190,000 | 14 |
| Q1 2026 | $160,000 | 15 |
| Q2 2026 | $166,150 | 17 |
| Q3 2026 | $256,000 | 10 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Stanton $73,000
Pricier nearby
- Sharswood $280,000
- Francisville $520,000
- Brewerytown $250,000
Questions about buying in North Central
What income do you need to buy a home in North Central?
About $69,000 a year for the typical North Central price of $190,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in North Central?
About $27,000 up front at the typical price: 10% down ($19,000), your share of the transfer tax ($4,349) and closing costs ($3,800).
What does a typical home in North Central cost per month?
A typical North Central home costs about $1,586 a month all in: principal and interest $1,194, property tax $242, insurance $79, mortgage insurance $71. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 55 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.