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What income do you need to buy in Harrowgate?
About $29,000 a year to buy the typical Harrowgate home, which sells for about $76,000.
- Typical sale price
- $76,000Median of 89 sales in the past 12 months
- Income needed
- $29,000A year, before taxes
- Cash needed up front
- $11,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $480 |
|---|---|
| Property tax | $116 |
| Insurance | $32 |
| Mortgage insurance | $29 |
| Total a month | $657 |
Claiming the Homestead Exemption could lower the property tax by about $116 a month. The total above does not include that saving.
How prices have moved
Down 10.2% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $73,000 | 23 |
| Q2 2025 | $95,000 | 43 |
| Q3 2025 | $103,500 | 34 |
| Q4 2025 | $81,000 | 33 |
| Q1 2026 | $70,000 | 21 |
| Q2 2026 | $91,000 | 33 |
| Q3 2026 | $61,000 | 14 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Upper Kensington $63,000
- McGuire $54,000
Pricier nearby
- Richmond $200,000
- Juniata Park $170,000
- Bridesburg $253,000
Questions about buying in Harrowgate
What income do you need to buy a home in Harrowgate?
About $29,000 a year for the typical Harrowgate price of $76,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Harrowgate?
About $11,000 up front at the typical price: 10% down ($8,000), your share of the transfer tax ($1,747) and closing costs ($1,526).
What does a typical home in Harrowgate cost per month?
A typical Harrowgate home costs about $657 a month all in: principal and interest $480, property tax $116, insurance $32, mortgage insurance $29. Claiming the Homestead Exemption could lower the tax by about $116 a month.
Based on 89 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.