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What income do you need to buy in Holmesburg?
About $78,000 a year to buy the typical Holmesburg home, which sells for about $215,000.
- Typical sale price
- $215,000Median of 165 sales in the past 12 months
- Income needed
- $78,000A year, before taxes
- Cash needed up front
- $31,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,352 |
|---|---|
| Property tax | $257 |
| Insurance | $90 |
| Mortgage insurance | $81 |
| Total a month | $1,780 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 2.3% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $200,000 | 41 |
| Q2 2025 | $225,000 | 65 |
| Q3 2025 | $217,500 | 64 |
| Q4 2025 | $219,000 | 53 |
| Q1 2026 | $205,000 | 50 |
| Q2 2026 | $205,000 | 45 |
| Q3 2026 | $235,000 | 33 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Tacony $205,000
Pricier nearby
- Winchester Park $360,000
- Pennypack Woods $315,000
- Lexington Park $336,000
Questions about buying in Holmesburg
What income do you need to buy a home in Holmesburg?
About $78,000 a year for the typical Holmesburg price of $215,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Holmesburg?
About $31,000 up front at the typical price: 10% down ($22,000), your share of the transfer tax ($4,921) and closing costs ($4,300).
What does a typical home in Holmesburg cost per month?
A typical Holmesburg home costs about $1,780 a month all in: principal and interest $1,352, property tax $257, insurance $90, mortgage insurance $81. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 165 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.