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What income do you need to buy in Mill Creek?
About $30,000 a year to buy the typical Mill Creek home, which sells for about $80,000.
- Typical sale price
- $80,000Median of 47 sales in the past 12 months
- Income needed
- $30,000A year, before taxes
- Cash needed up front
- $11,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $503 |
|---|---|
| Property tax | $118 |
| Insurance | $33 |
| Mortgage insurance | $30 |
| Total a month | $684 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 33.9% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $85,000 | 7 |
| Q2 2025 | $130,000 | 11 |
| Q3 2025 | $118,000 | 15 |
| Q4 2025 | $130,000 | 13 |
| Q1 2026 | $76,000 | 10 |
| Q2 2026 | $79,250 | 16 |
| Q3 2026 | $120,000 | 11 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Pricier nearby
- Belmont $124,000
- Haverford North $170,000
- Dunlap $140,000
Questions about buying in Mill Creek
What income do you need to buy a home in Mill Creek?
About $30,000 a year for the typical Mill Creek price of $80,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Mill Creek?
About $11,000 up front at the typical price: 10% down ($8,000), your share of the transfer tax ($1,831) and closing costs ($1,600).
What does a typical home in Mill Creek cost per month?
A typical Mill Creek home costs about $684 a month all in: principal and interest $503, property tax $118, insurance $33, mortgage insurance $30. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 47 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.