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What income do you need to buy in Pennypack?
About $117,000 a year to buy the typical Pennypack home, which sells for about $327,000.
- Typical sale price
- $327,000Median of 60 sales in the past 12 months
- Income needed
- $117,000A year, before taxes
- Cash needed up front
- $47,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,059 |
|---|---|
| Property tax | $386 |
| Insurance | $136 |
| Mortgage insurance | $123 |
| Total a month | $2,704 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 0.5% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $295,000 | 14 |
| Q2 2025 | $350,000 | 27 |
| Q3 2025 | $338,750 | 20 |
| Q4 2025 | $329,950 | 28 |
| Q1 2026 | $291,000 | 12 |
| Q2 2026 | $345,100 | 19 |
| Q3 2026 | $337,000 | 7 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Aston-Woodbridge $323,000
- Pennypack Woods $315,000
- Academy Gardens $326,000
Pricier nearby
- Winchester Park $360,000
- Lexington Park $336,000
- Morrell Park $330,000
Questions about buying in Pennypack
What income do you need to buy a home in Pennypack?
About $117,000 a year for the typical Pennypack price of $327,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Pennypack?
About $47,000 up front at the typical price: 10% down ($33,000), your share of the transfer tax ($7,495) and closing costs ($6,549).
What does a typical home in Pennypack cost per month?
A typical Pennypack home costs about $2,704 a month all in: principal and interest $2,059, property tax $386, insurance $136, mortgage insurance $123. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 60 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.