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What income do you need to buy in Girard Estates?
About $109,000 a year to buy the typical Girard Estates home, which sells for about $310,000.
- Typical sale price
- $310,000Median of 99 sales in the past 12 months
- Income needed
- $109,000A year, before taxes
- Cash needed up front
- $44,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,949 |
|---|---|
| Property tax | $327 |
| Insurance | $129 |
| Mortgage insurance | $116 |
| Total a month | $2,521 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 6.9% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $285,000 | 30 |
| Q2 2025 | $296,000 | 37 |
| Q3 2025 | $310,000 | 25 |
| Q4 2025 | $280,000 | 26 |
| Q1 2026 | $298,000 | 29 |
| Q2 2026 | $329,500 | 38 |
| Q3 2026 | $314,450 | 16 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Lower Moyamensing $230,000
- West Passyunk $216,000
- Newbold $300,000
Pricier nearby
- Packer Park $508,000
- Stadium District $350,000
- East Passyunk $410,000
Questions about buying in Girard Estates
What income do you need to buy a home in Girard Estates?
About $109,000 a year for the typical Girard Estates price of $310,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Girard Estates?
About $44,000 up front at the typical price: 10% down ($31,000), your share of the transfer tax ($7,096) and closing costs ($6,200).
What does a typical home in Girard Estates cost per month?
A typical Girard Estates home costs about $2,521 a month all in: principal and interest $1,949, property tax $327, insurance $129, mortgage insurance $116. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 99 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.