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What income do you need to buy in Greenwich?
About $114,000 a year to buy the typical Greenwich home, which sells for about $320,000.
- Typical sale price
- $320,000Median of 31 sales in the past 12 months
- Income needed
- $114,000A year, before taxes
- Cash needed up front
- $46,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,011 |
|---|---|
| Property tax | $381 |
| Insurance | $133 |
| Mortgage insurance | $120 |
| Total a month | $2,645 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 6.6% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $332,000 | 12 |
| Q2 2025 | $389,000 | 5 |
| Q3 2025 | $366,000 | 8 |
| Q4 2025 | $302,500 | 8 |
| Q1 2026 | $312,000 | 11 |
| Q2 2026 | $325,000 | 11 |
| Q3 2026 | Few sales | 3 |
Quarters with fewer than 5 sales are left out, because a median of so few sales is unreliable.
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Whitman $265,000
- Lower Moyamensing $230,000
- Newbold $300,000
Pricier nearby
- East Passyunk $410,000
- Pennsport $341,000
- Dickinson Narrows $375,000
Questions about buying in Greenwich
What income do you need to buy a home in Greenwich?
About $114,000 a year for the typical Greenwich price of $320,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Greenwich?
About $46,000 up front at the typical price: 10% down ($32,000), your share of the transfer tax ($7,323) and closing costs ($6,398).
What does a typical home in Greenwich cost per month?
A typical Greenwich home costs about $2,645 a month all in: principal and interest $2,011, property tax $381, insurance $133, mortgage insurance $120. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 31 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.