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What income do you need to buy in Cobbs Creek?
About $55,000 a year to buy the typical Cobbs Creek home, which sells for about $151,000.
- Typical sale price
- $151,000Median of 254 sales in the past 12 months
- Income needed
- $55,000A year, before taxes
- Cash needed up front
- $22,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $948 |
|---|---|
| Property tax | $192 |
| Insurance | $63 |
| Mortgage insurance | $57 |
| Total a month | $1,260 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 5.2% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $150,000 | 63 |
| Q2 2025 | $165,000 | 79 |
| Q3 2025 | $150,000 | 69 |
| Q4 2025 | $152,950 | 66 |
| Q1 2026 | $146,000 | 73 |
| Q2 2026 | $160,000 | 95 |
| Q3 2026 | $140,000 | 37 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Haddington $100,000
- Kingsessing $123,000
- Dunlap $140,000
Pricier nearby
- Garden Court $520,000
- Overbrook $230,000
- Walnut Hill $269,000
Questions about buying in Cobbs Creek
What income do you need to buy a home in Cobbs Creek?
About $55,000 a year for the typical Cobbs Creek price of $151,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Cobbs Creek?
About $22,000 up front at the typical price: 10% down ($15,000), your share of the transfer tax ($3,452) and closing costs ($3,016).
What does a typical home in Cobbs Creek cost per month?
A typical Cobbs Creek home costs about $1,260 a month all in: principal and interest $948, property tax $192, insurance $63, mortgage insurance $57. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 254 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.