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What income do you need to buy in Kensington, West?
About $96,000 a year to buy the typical Kensington, West home, which sells for about $267,000.
- Typical sale price
- $267,000Median of 101 sales in the past 12 months
- Income needed
- $96,000A year, before taxes
- Cash needed up front
- $38,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,675 |
|---|---|
| Property tax | $345 |
| Insurance | $111 |
| Mortgage insurance | $100 |
| Total a month | $2,231 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 8.1% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $190,000 | 27 |
| Q2 2025 | $299,450 | 30 |
| Q3 2025 | $232,000 | 35 |
| Q4 2025 | $251,500 | 32 |
| Q1 2026 | $200,000 | 30 |
| Q2 2026 | $321,750 | 31 |
| Q3 2026 | $272,500 | 16 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
Pricier nearby
- East Kensington $345,000
- Kensington, Old $510,000
- Fishtown - Lower Kensington $380,000
Questions about buying in Kensington, West
What income do you need to buy a home in Kensington, West?
About $96,000 a year for the typical Kensington, West price of $267,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Kensington, West?
About $38,000 up front at the typical price: 10% down ($27,000), your share of the transfer tax ($6,100) and closing costs ($5,330).
What does a typical home in Kensington, West cost per month?
A typical Kensington, West home costs about $2,231 a month all in: principal and interest $1,675, property tax $345, insurance $111, mortgage insurance $100. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 101 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.