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What income do you need to buy in Spring Garden?
About $187,000 a year to buy the typical Spring Garden home, which sells for about $529,000.
- Typical sale price
- $529,000Median of 52 sales in the past 12 months
- Income needed
- $187,000A year, before taxes
- Cash needed up front
- $76,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $3,324 |
|---|---|
| Property tax | $602 |
| Insurance | $220 |
| Mortgage insurance | $198 |
| Total a month | $4,344 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 20.1% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $400,000 | 25 |
| Q2 2025 | $515,000 | 31 |
| Q3 2025 | $330,000 | 25 |
| Q4 2025 | $612,500 | 22 |
| Q1 2026 | $651,200 | 15 |
| Q2 2026 | $515,000 | 17 |
| Q3 2026 | Few sales | 3 |
Quarters with fewer than 5 sales are left out, because a median of so few sales is unreliable.
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Francisville $520,000
- Logan Square $490,000
- Sharswood $280,000
Pricier nearby
- West Poplar $694,000
- East Poplar $675,000
Questions about buying in Spring Garden
What income do you need to buy a home in Spring Garden?
About $187,000 a year for the typical Spring Garden price of $529,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Spring Garden?
About $76,000 up front at the typical price: 10% down ($53,000), your share of the transfer tax ($12,101) and closing costs ($10,573).
What does a typical home in Spring Garden cost per month?
A typical Spring Garden home costs about $4,344 a month all in: principal and interest $3,324, property tax $602, insurance $220, mortgage insurance $198. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 52 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.