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What income do you need to buy in Mount Airy, West?
About $204,000 a year to buy the typical Mount Airy, West home, which sells for about $578,000.
- Typical sale price
- $578,000Median of 79 sales in the past 12 months
- Income needed
- $204,000A year, before taxes
- Cash needed up front
- $83,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $3,631 |
|---|---|
| Property tax | $653 |
| Insurance | $241 |
| Mortgage insurance | $217 |
| Total a month | $4,742 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 5.6% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $512,500 | 18 |
| Q2 2025 | $550,000 | 33 |
| Q3 2025 | $650,000 | 30 |
| Q4 2025 | $590,000 | 27 |
| Q1 2026 | $567,500 | 28 |
| Q2 2026 | $435,522 | 17 |
| Q3 2026 | $686,500 | 15 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Mount Airy, East $310,000
- Wissahickon Hills $380,000
- Germantown, West Central $284,000
Pricier nearby
- Chestnut Hill $1,000,000
Questions about buying in Mount Airy, West
What income do you need to buy a home in Mount Airy, West?
About $204,000 a year for the typical Mount Airy, West price of $578,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Mount Airy, West?
About $83,000 up front at the typical price: 10% down ($58,000), your share of the transfer tax ($13,219) and closing costs ($11,550).
What does a typical home in Mount Airy, West cost per month?
A typical Mount Airy, West home costs about $4,742 a month all in: principal and interest $3,631, property tax $653, insurance $241, mortgage insurance $217. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 79 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.