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What income do you need to buy in Pennsport?
About $120,000 a year to buy the typical Pennsport home, which sells for about $341,000.
- Typical sale price
- $341,000Median of 96 sales in the past 12 months
- Income needed
- $120,000A year, before taxes
- Cash needed up front
- $49,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,145 |
|---|---|
| Property tax | $374 |
| Insurance | $142 |
| Mortgage insurance | $128 |
| Total a month | $2,789 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 7.4% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $371,000 | 18 |
| Q2 2025 | $370,000 | 34 |
| Q3 2025 | $375,000 | 31 |
| Q4 2025 | $341,250 | 24 |
| Q1 2026 | $292,150 | 24 |
| Q2 2026 | $339,250 | 40 |
| Q3 2026 | $388,000 | 15 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
Pricier nearby
- Dickinson Narrows $375,000
- Riverfront $550,000
- Queen Village $675,000
Questions about buying in Pennsport
What income do you need to buy a home in Pennsport?
About $120,000 a year for the typical Pennsport price of $341,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Pennsport?
About $49,000 up front at the typical price: 10% down ($34,000), your share of the transfer tax ($7,811) and closing costs ($6,825).
What does a typical home in Pennsport cost per month?
A typical Pennsport home costs about $2,789 a month all in: principal and interest $2,145, property tax $374, insurance $142, mortgage insurance $128. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 96 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.