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What income do you need to buy in Southwest Schuylkill?
About $44,000 a year to buy the typical Southwest Schuylkill home, which sells for about $121,000.
- Typical sale price
- $121,000Median of 84 sales in the past 12 months
- Income needed
- $44,000A year, before taxes
- Cash needed up front
- $17,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $761 |
|---|---|
| Property tax | $149 |
| Insurance | $50 |
| Mortgage insurance | $45 |
| Total a month | $1,005 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 14.2% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $125,000 | 21 |
| Q2 2025 | $137,500 | 28 |
| Q3 2025 | $153,500 | 24 |
| Q4 2025 | $96,000 | 22 |
| Q1 2026 | $110,000 | 24 |
| Q2 2026 | $140,000 | 35 |
| Q3 2026 | $172,500 | 10 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Bartram Village $107,000
Pricier nearby
- Cedar Park $430,000
- Spruce Hill $611,000
- Garden Court $520,000
Questions about buying in Southwest Schuylkill
What income do you need to buy a home in Southwest Schuylkill?
About $44,000 a year for the typical Southwest Schuylkill price of $121,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Southwest Schuylkill?
About $17,000 up front at the typical price: 10% down ($12,000), your share of the transfer tax ($2,770) and closing costs ($2,420).
What does a typical home in Southwest Schuylkill cost per month?
A typical Southwest Schuylkill home costs about $1,005 a month all in: principal and interest $761, property tax $149, insurance $50, mortgage insurance $45. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 84 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.