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What income do you need to buy in East Kensington?
About $123,000 a year to buy the typical East Kensington home, which sells for about $345,000.
- Typical sale price
- $345,000Median of 102 sales in the past 12 months
- Income needed
- $123,000A year, before taxes
- Cash needed up front
- $49,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,169 |
|---|---|
| Property tax | $389 |
| Insurance | $144 |
| Mortgage insurance | $129 |
| Total a month | $2,831 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 14.3% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $460,000 | 25 |
| Q2 2025 | $407,500 | 34 |
| Q3 2025 | $350,000 | 32 |
| Q4 2025 | $355,000 | 26 |
| Q1 2026 | $345,000 | 29 |
| Q2 2026 | $337,000 | 37 |
| Q3 2026 | $375,000 | 17 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Kensington, West $267,000
- McGuire $54,000
- Upper Kensington $63,000
Pricier nearby
- Fishtown - Lower Kensington $380,000
- Kensington, Old $510,000
Questions about buying in East Kensington
What income do you need to buy a home in East Kensington?
About $123,000 a year for the typical East Kensington price of $345,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in East Kensington?
About $49,000 up front at the typical price: 10% down ($35,000), your share of the transfer tax ($7,897) and closing costs ($6,900).
What does a typical home in East Kensington cost per month?
A typical East Kensington home costs about $2,831 a month all in: principal and interest $2,169, property tax $389, insurance $144, mortgage insurance $129. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 102 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.