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What income do you need to buy in Oxford Circle?
About $82,000 a year to buy the typical Oxford Circle home, which sells for about $230,000.
- Typical sale price
- $230,000Median of 276 sales in the past 12 months
- Income needed
- $82,000A year, before taxes
- Cash needed up front
- $33,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,446 |
|---|---|
| Property tax | $264 |
| Insurance | $96 |
| Mortgage insurance | $86 |
| Total a month | $1,892 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 0.9% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $225,000 | 77 |
| Q2 2025 | $230,000 | 109 |
| Q3 2025 | $227,250 | 96 |
| Q4 2025 | $224,988 | 85 |
| Q1 2026 | $239,000 | 74 |
| Q2 2026 | $226,500 | 86 |
| Q3 2026 | $230,500 | 61 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Summerdale $200,000
- Lawndale $220,000
- Northwood $193,000
Pricier nearby
- Mayfair $235,000
- Burholme $297,000
- Rhawnhurst $320,000
Questions about buying in Oxford Circle
What income do you need to buy a home in Oxford Circle?
About $82,000 a year for the typical Oxford Circle price of $230,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Oxford Circle?
About $33,000 up front at the typical price: 10% down ($23,000), your share of the transfer tax ($5,265) and closing costs ($4,600).
What does a typical home in Oxford Circle cost per month?
A typical Oxford Circle home costs about $1,892 a month all in: principal and interest $1,446, property tax $264, insurance $96, mortgage insurance $86. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 276 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.