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What income do you need to buy in Ogontz?
About $49,000 a year to buy the typical Ogontz home, which sells for about $129,000.
- Typical sale price
- $129,000Median of 106 sales in the past 12 months
- Income needed
- $49,000A year, before taxes
- Cash needed up front
- $18,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $809 |
|---|---|
| Property tax | $195 |
| Insurance | $54 |
| Mortgage insurance | $48 |
| Total a month | $1,106 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 14.2% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $160,500 | 32 |
| Q2 2025 | $188,500 | 37 |
| Q3 2025 | $115,000 | 37 |
| Q4 2025 | $133,000 | 35 |
| Q1 2026 | $137,500 | 26 |
| Q2 2026 | $110,000 | 37 |
| Q3 2026 | $155,000 | 23 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
Pricier nearby
- Germantown, East $137,000
- Fern Rock $178,000
- West Oak Lane $209,000
Questions about buying in Ogontz
What income do you need to buy a home in Ogontz?
About $49,000 a year for the typical Ogontz price of $129,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Ogontz?
About $18,000 up front at the typical price: 10% down ($13,000), your share of the transfer tax ($2,947) and closing costs ($2,575).
What does a typical home in Ogontz cost per month?
A typical Ogontz home costs about $1,106 a month all in: principal and interest $809, property tax $195, insurance $54, mortgage insurance $48. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 106 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.