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What income do you need to buy in Point Breeze?
About $116,000 a year to buy the typical Point Breeze home, which sells for about $327,000.
- Typical sale price
- $327,000Median of 300 sales in the past 12 months
- Income needed
- $116,000A year, before taxes
- Cash needed up front
- $47,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,056 |
|---|---|
| Property tax | $369 |
| Insurance | $136 |
| Mortgage insurance | $123 |
| Total a month | $2,684 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 3.8% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $301,450 | 100 |
| Q2 2025 | $347,300 | 98 |
| Q3 2025 | $292,500 | 90 |
| Q4 2025 | $305,000 | 73 |
| Q1 2026 | $320,000 | 80 |
| Q2 2026 | $377,500 | 106 |
| Q3 2026 | $290,000 | 60 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- West Passyunk $216,000
- Newbold $300,000
- Grays Ferry $190,000
Pricier nearby
- Graduate Hospital $610,000
- Passyunk Square $445,000
- Hawthorne $650,000
Questions about buying in Point Breeze
What income do you need to buy a home in Point Breeze?
About $116,000 a year for the typical Point Breeze price of $327,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Point Breeze?
About $47,000 up front at the typical price: 10% down ($33,000), your share of the transfer tax ($7,485) and closing costs ($6,540).
What does a typical home in Point Breeze cost per month?
A typical Point Breeze home costs about $2,684 a month all in: principal and interest $2,056, property tax $369, insurance $136, mortgage insurance $123. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 300 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.