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What income do you need to buy in Garden Court?
About $184,000 a year to buy the typical Garden Court home, which sells for about $520,000.
- Typical sale price
- $520,000Median of 34 sales in the past 24 months
- Income needed
- $184,000A year, before taxes
- Cash needed up front
- $74,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $3,269 |
|---|---|
| Property tax | $588 |
| Insurance | $217 |
| Mortgage insurance | $195 |
| Total a month | $4,269 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 1.4% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $537,250 | 6 |
| Q2 2025 | $520,000 | 10 |
| Q3 2025 | Few sales | 3 |
| Q4 2025 | Few sales | 3 |
| Q1 2026 | $567,500 | 6 |
| Q2 2026 | Few sales | 4 |
| Q3 2026 | Few sales | 1 |
Quarters with fewer than 5 sales are left out, because a median of so few sales is unreliable.
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Cedar Park $430,000
- Walnut Hill $269,000
- Dunlap $140,000
Pricier nearby
- Spruce Hill $611,000
Questions about buying in Garden Court
What income do you need to buy a home in Garden Court?
About $184,000 a year for the typical Garden Court price of $520,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Garden Court?
About $74,000 up front at the typical price: 10% down ($52,000), your share of the transfer tax ($11,903) and closing costs ($10,400).
What does a typical home in Garden Court cost per month?
A typical Garden Court home costs about $4,269 a month all in: principal and interest $3,269, property tax $588, insurance $217, mortgage insurance $195. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 34 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.