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What income do you need to buy in Torresdale?
About $97,000 a year to buy the typical Torresdale home, which sells for about $273,000.
- Typical sale price
- $273,000Median of 59 sales in the past 12 months
- Income needed
- $97,000A year, before taxes
- Cash needed up front
- $39,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,713 |
|---|---|
| Property tax | $313 |
| Insurance | $114 |
| Mortgage insurance | $102 |
| Total a month | $2,242 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 2.1% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $261,000 | 23 |
| Q2 2025 | $285,000 | 23 |
| Q3 2025 | $266,875 | 32 |
| Q4 2025 | $252,500 | 26 |
| Q1 2026 | $272,500 | 23 |
| Q2 2026 | $280,000 | 12 |
| Q3 2026 | $332,500 | 6 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Holmesburg $215,000
Pricier nearby
- Academy Gardens $326,000
- Morrell Park $330,000
- Aston-Woodbridge $323,000
Questions about buying in Torresdale
What income do you need to buy a home in Torresdale?
About $97,000 a year for the typical Torresdale price of $273,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Torresdale?
About $39,000 up front at the typical price: 10% down ($27,000), your share of the transfer tax ($6,238) and closing costs ($5,450).
What does a typical home in Torresdale cost per month?
A typical Torresdale home costs about $2,242 a month all in: principal and interest $1,713, property tax $313, insurance $114, mortgage insurance $102. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 59 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.