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What income do you need to buy in Belmont?
About $45,000 a year to buy the typical Belmont home, which sells for about $124,000.
- Typical sale price
- $124,000Median of 34 sales in the past 24 months
- Income needed
- $45,000A year, before taxes
- Cash needed up front
- $18,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $776 |
|---|---|
| Property tax | $154 |
| Insurance | $51 |
| Mortgage insurance | $46 |
| Total a month | $1,027 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 14.4% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | Few sales | 2 |
| Q2 2025 | Few sales | 4 |
| Q3 2025 | $130,000 | 7 |
| Q4 2025 | $124,000 | 6 |
| Q1 2026 | Few sales | 4 |
| Q2 2026 | $99,000 | 5 |
| Q3 2026 | Few sales | 4 |
Quarters with fewer than 5 sales are left out, because a median of so few sales is unreliable.
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- East Parkside $103,000
- Mill Creek $80,000
Pricier nearby
- Haverford North $170,000
- West Powelton $277,000
- Mantua $195,000
Questions about buying in Belmont
What income do you need to buy a home in Belmont?
About $45,000 a year for the typical Belmont price of $124,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Belmont?
About $18,000 up front at the typical price: 10% down ($12,000), your share of the transfer tax ($2,827) and closing costs ($2,470).
What does a typical home in Belmont cost per month?
A typical Belmont home costs about $1,027 a month all in: principal and interest $776, property tax $154, insurance $51, mortgage insurance $46. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 34 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.