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What income do you need to buy in Hawthorne?
About $230,000 a year to buy the typical Hawthorne home, which sells for about $650,000.
- Typical sale price
- $650,000Median of 41 sales in the past 12 months
- Income needed
- $230,000A year, before taxes
- Cash needed up front
- $93,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $4,086 |
|---|---|
| Property tax | $728 |
| Insurance | $271 |
| Mortgage insurance | $244 |
| Total a month | $5,329 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 3.6% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $572,500 | 6 |
| Q2 2025 | $612,500 | 16 |
| Q3 2025 | $420,000 | 5 |
| Q4 2025 | $654,750 | 18 |
| Q1 2026 | $594,000 | 10 |
| Q2 2026 | $645,000 | 9 |
| Q3 2026 | $920,000 | 5 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Washington Square West $505,000
- Bella Vista $525,000
- Passyunk Square $445,000
Pricier nearby
- Queen Village $675,000
- Society Hill $768,000
Questions about buying in Hawthorne
What income do you need to buy a home in Hawthorne?
About $230,000 a year for the typical Hawthorne price of $650,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Hawthorne?
About $93,000 up front at the typical price: 10% down ($65,000), your share of the transfer tax ($14,879) and closing costs ($13,000).
What does a typical home in Hawthorne cost per month?
A typical Hawthorne home costs about $5,329 a month all in: principal and interest $4,086, property tax $728, insurance $271, mortgage insurance $244. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 41 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.