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What income do you need to buy in Northern Liberties?
About $188,000 a year to buy the typical Northern Liberties home, which sells for about $530,000.
- Typical sale price
- $530,000Median of 89 sales in the past 12 months
- Income needed
- $188,000A year, before taxes
- Cash needed up front
- $76,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $3,332 |
|---|---|
| Property tax | $604 |
| Insurance | $221 |
| Mortgage insurance | $199 |
| Total a month | $4,356 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 3% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $580,000 | 33 |
| Q2 2025 | $555,000 | 47 |
| Q3 2025 | $532,500 | 48 |
| Q4 2025 | $487,000 | 36 |
| Q1 2026 | $575,000 | 27 |
| Q2 2026 | $525,000 | 29 |
| Q3 2026 | $661,300 | 12 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Old City $455,000
- Callowhill $287,000
- Kensington, Old $510,000
Pricier nearby
- East Poplar $675,000
- West Poplar $694,000
- Society Hill $768,000
Questions about buying in Northern Liberties
What income do you need to buy a home in Northern Liberties?
About $188,000 a year for the typical Northern Liberties price of $530,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Northern Liberties?
About $76,000 up front at the typical price: 10% down ($53,000), your share of the transfer tax ($12,132) and closing costs ($10,600).
What does a typical home in Northern Liberties cost per month?
A typical Northern Liberties home costs about $4,356 a month all in: principal and interest $3,332, property tax $604, insurance $221, mortgage insurance $199. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 89 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.