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What income do you need to buy in Cedar Park?
About $152,000 a year to buy the typical Cedar Park home, which sells for about $430,000.
- Typical sale price
- $430,000Median of 48 sales in the past 12 months
- Income needed
- $152,000A year, before taxes
- Cash needed up front
- $61,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $2,703 |
|---|---|
| Property tax | $463 |
| Insurance | $179 |
| Mortgage insurance | $161 |
| Total a month | $3,506 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 7.2% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $425,950 | 14 |
| Q2 2025 | $480,000 | 19 |
| Q3 2025 | $491,500 | 8 |
| Q4 2025 | $374,900 | 11 |
| Q1 2026 | $300,000 | 13 |
| Q2 2026 | $479,000 | 19 |
| Q3 2026 | $365,000 | 9 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Southwest Schuylkill $121,000
- Walnut Hill $269,000
- Dunlap $140,000
Pricier nearby
- Garden Court $520,000
- Spruce Hill $611,000
Questions about buying in Cedar Park
What income do you need to buy a home in Cedar Park?
About $152,000 a year for the typical Cedar Park price of $430,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Cedar Park?
About $61,000 up front at the typical price: 10% down ($43,000), your share of the transfer tax ($9,843) and closing costs ($8,600).
What does a typical home in Cedar Park cost per month?
A typical Cedar Park home costs about $3,506 a month all in: principal and interest $2,703, property tax $463, insurance $179, mortgage insurance $161. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 48 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.