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What income do you need to buy in West Oak Lane?
About $75,000 a year to buy the typical West Oak Lane home, which sells for about $209,000.
- Typical sale price
- $209,000Median of 278 sales in the past 12 months
- Income needed
- $75,000A year, before taxes
- Cash needed up front
- $30,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,314 |
|---|---|
| Property tax | $255 |
| Insurance | $87 |
| Mortgage insurance | $78 |
| Total a month | $1,734 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Down 11.6% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $246,450 | 68 |
| Q2 2025 | $250,000 | 86 |
| Q3 2025 | $220,000 | 73 |
| Q4 2025 | $221,270 | 83 |
| Q1 2026 | $207,200 | 72 |
| Q2 2026 | $173,000 | 80 |
| Q3 2026 | $223,000 | 63 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Ogontz $129,000
- Germantown, East $137,000
- Germantown, Morton $160,000
Pricier nearby
- Cedarbrook $254,000
- Mount Airy, East $310,000
- East Oak Lane $267,000
Questions about buying in West Oak Lane
What income do you need to buy a home in West Oak Lane?
About $75,000 a year for the typical West Oak Lane price of $209,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in West Oak Lane?
About $30,000 up front at the typical price: 10% down ($21,000), your share of the transfer tax ($4,784) and closing costs ($4,180).
What does a typical home in West Oak Lane cost per month?
A typical West Oak Lane home costs about $1,734 a month all in: principal and interest $1,314, property tax $255, insurance $87, mortgage insurance $78. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 278 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.