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What income do you need to buy in Upper Kensington?
About $24,000 a year to buy the typical Upper Kensington home, which sells for about $63,000.
- Typical sale price
- $63,000Median of 123 sales in the past 12 months
- Income needed
- $24,000A year, before taxes
- Cash needed up front
- $9,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $393 |
|---|---|
| Property tax | $92 |
| Insurance | $26 |
| Mortgage insurance | $23 |
| Total a month | $534 |
Claiming the Homestead Exemption could lower the property tax by about $92 a month. The total above does not include that saving.
How prices have moved
Down 8.9% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $61,500 | 54 |
| Q2 2025 | $75,000 | 55 |
| Q3 2025 | $75,000 | 54 |
| Q4 2025 | $55,000 | 33 |
| Q1 2026 | $60,000 | 44 |
| Q2 2026 | $79,700 | 33 |
| Q3 2026 | $69,500 | 23 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
Pricier nearby
- East Kensington $345,000
- Kensington, West $267,000
- Franklinville $90,000
Questions about buying in Upper Kensington
What income do you need to buy a home in Upper Kensington?
About $24,000 a year for the typical Upper Kensington price of $63,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Upper Kensington?
About $9,000 up front at the typical price: 10% down ($6,000), your share of the transfer tax ($1,431) and closing costs ($1,250).
What does a typical home in Upper Kensington cost per month?
A typical Upper Kensington home costs about $534 a month all in: principal and interest $393, property tax $92, insurance $26, mortgage insurance $23. Claiming the Homestead Exemption could lower the tax by about $92 a month.
Based on 123 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.