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What income do you need to buy in Summerdale?
About $71,000 a year to buy the typical Summerdale home, which sells for about $200,000.
- Typical sale price
- $200,000Median of 45 sales in the past 12 months
- Income needed
- $71,000A year, before taxes
- Cash needed up front
- $29,00010% down, transfer tax and closing costs
Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit). These are estimates, not a loan offer.
What it costs each month
| Principal and interest | $1,257 |
|---|---|
| Property tax | $214 |
| Insurance | $83 |
| Mortgage insurance | $75 |
| Total a month | $1,629 |
Claiming the Homestead Exemption could lower the property tax by about $117 a month. The total above does not include that saving.
How prices have moved
Up 5.3% from the year before, comparing the median sale price of the last 12 months with the 12 months before.
| Quarter | Median sale price | Sales |
|---|---|---|
| Q1 2025 | $174,900 | 13 |
| Q2 2025 | $222,000 | 14 |
| Q3 2025 | $223,500 | 8 |
| Q4 2025 | $195,500 | 14 |
| Q1 2026 | $205,500 | 7 |
| Q2 2026 | $192,000 | 15 |
| Q3 2026 | $195,750 | 12 |
Quarters with no recorded sales are left blank.
Tell us four things
Nearby neighborhoods
Cheaper nearby
- Northwood $193,000
- Frankford $127,000
- Juniata Park $170,000
Pricier nearby
- Lawndale $220,000
- Oxford Circle $230,000
- Mayfair $235,000
Questions about buying in Summerdale
What income do you need to buy a home in Summerdale?
About $71,000 a year for the typical Summerdale price of $200,000, keeping the housing payment to 28% of gross income. Assumes 10% down, no other debts, credit of 700–759, and a 7.49% 30-year rate (the 7.24% weekly average plus 0.25 points for good credit).
How much cash do you need to buy in Summerdale?
About $29,000 up front at the typical price: 10% down ($20,000), your share of the transfer tax ($4,578) and closing costs ($4,000).
What does a typical home in Summerdale cost per month?
A typical Summerdale home costs about $1,629 a month all in: principal and interest $1,257, property tax $214, insurance $83, mortgage insurance $75. Claiming the Homestead Exemption could lower the tax by about $117 a month.
Based on 45 sales, as of 2026-10-29. Mortgage rate 7.24% (Freddie Mac, week of 2026-10-29). Estimates only, not financial advice. Talk to a lender.